Authorize a Credit Card transaction (adds it to the settlement batch).
CREDIT - PRE AUTH
Pre Authorize a Credit Card - (not added to the settlement batch).
CREDIT - PA COMPLETE
Completes a pre-authorized transaction (adds it to the settlement batch).
CREDIT - FORCE
If you receive a phone authorization, and you need to force the transaction into the batch for settlement
CREDIT - VOID
Void Transaction (remove from settlement batch)
CREDIT - RETURN
Return money to a customer, if the transaction has not been settled, do a VOID instead.
What is a Merchant Account?
A merchant in a contract between yourself, your business and the credit processing network. A merchant account also denotes where you'd like your funds deposited.
Will I be able to process international Credit Cards?
Yes, you will be able to process any Credit Card with a logo that corresponds to a Credit Card Type you acceept (i.e. Visa / Master Card).
What are the requirements for Merchant Account Approval?
Positive Credit
A Bank Account in the USA (a Business Checking Account is perferred)
A Business License
A Return Policy Clearly Stated On your website
Completed Merchant Account Application
Voided Check
3 Months of Bank Statements (for new businesses)
How long does it take to setup a Merchant Account?
Setup usually takes 24-48 hours. The greatest variable is timely submission of completed Merchant Application.